Thank you so much for your advice. I feel that going to ATP is still the best option for me, but there is a chance that I could get even more qualified between now and then. Last summer I was training for my commercial sel, and was so close to getting it but then I ran out of time. Ironically, this summer I have much more time but no money. Furthermore, I haven't flown since last August! The chandelles and lazy eights are blurry in hindsight. My written is going to expire in August as well. What I'm trying to say is that now with funds being tight- maybe it would make most sense for me to do it all at ATP- take out one big loan.
Does the 90 program ever get pro-rated- for example since I have my instrument would that cut any time out of the program? Or is it 190 hours no matter what.
Also with the ATP loan, how manageable were the monthly payments and how much does one actually end up spending over the loan term? Thank you so much for answering my questions- I really appreciate it. -Alexander
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